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01
WHAT YOU GET
Pay what you owe, track what you spend, understand what it means, and get more for it. Four things, one app.
Move it
Bills, airtime, data, and transfers to any Nigerian bank.
Track it
Every naira in and out, sorted as it happens.
$1,802.00
+ 24%
Know it
Budgets that hold and insights you can act on.
Discover more
Deals from partners that stretch what you already spend.
02
key features
Top up any network, settle your electricity bill, and renew your subscription without leaving the app. Every payment records itself, so your spending history builds as you go.
Money Management
Track your income, spending, and budgets in real time, so you always know where you stand.
1
Money in, money out
Salary, side income, and every payment you make, sorted into categories automatically. Never reconstruct a month from memory again.
2
AI-Driven Forecasting
Predict future cash flow, spending behavior, and financial trends with intelligent AI-powered projections.
3
Automated Rebalancing
Keep your portfolio optimized automatically with intelligent asset rebalancing.
03
DISCOVER
Discover is where our partnerships become your discounts. Book a flight, book a hotel, or shop with a partner brand and pay a lower price because you came through BrandDrive.
New partners join as we grow. Open Discover to see what is live today.
05
FAQs
1
Is BrandDrive Personal really free?
Yes. BrandDrive Personal is free to use, with no subscription and no monthly charge. Transfer fees apply when you send money out. There is no fee to open or keep your account.
2
What can I do with BrandDrive Personal?
You can buy airtime and data on MTN, Glo, Airtel, and 9mobile, pay prepaid and postpaid electricity bills, renew DStv, GOtv, and StarTimes subscriptions, transfer money to any Nigerian bank, track your income and spending, set budgets, get discounts through Discover, and ask Nivram, the built-in AI, questions about your money.
3
Is my money and my data safe?
BrandDrive is registered with the Nigeria Data Protection Commission and aligns with the Nigeria Data Protection Regulation (NDPR). BrandDrive Technologies, Inc is a financial technology company and not a bank. Banking services are provided by our partner banks, which are licensed banks.
4
Is BrandDrive Personal available on my computer?
No. BrandDrive Personal is a mobile app, available on iOS and Android. The BrandDrive business platform is available on both web and mobile.
5
Can I use BrandDrive for both personal and business?
Yes. BrandDrive runs a personal side and a business side. The business side adds invoicing, point of sale, inventory, payroll, and tax, so people who start by tracking personal money and later start a business do not have to move to a different app.
