1. Full bookkeeping, not just expense tracking.
Lumi tracks your expenses and shows you where money goes. BrandDrive includes full bookkeeping with profit and loss reports, payment reconciliation, a Chart of Accounts and FIRS E-Invoice compliance, so your financial records stay audit-ready as you grow.
2. AI for every business, not only the top tier.
Lumi reserves its AI-driven recommendations for its highest-paying customers. NIVRAM is BrandDrive's AI business assistant, reading your live data across sales, inventory, customers and finances to tell you what is happening and what to do next.
3. Three markets, and a free plan to start.
Lumi serves Nigeria and bills annually. BrandDrive supports Nigeria, Ghana and Kenya, includes native payroll, and has a free plan, so you can start today and grow across borders without changing systems.
